VA loan

A low-cost loan for U.S. veterans that is partially guaranteed by the Department of Veterans Affairs (VA)

If you're a veteran, you can get some VA loans without a down payment. The loan amount cannot be more than the VA's appraisal. If it is, you have to pay the difference in cash. You still need to pay closing costs, including appraisal and title insurance fees, as well as one-time funding fee for about 2% of the loan amount. Usually, to be eligible for VA loan, you must have served at least 181 days of active duty or at least 6 years in the National Guard. If you need information contact your regional VA office or call 1-800-827-1000.

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